FAQ
Frequently Asked Questions
Find answers to common questions about our financing solutions and process.
General Questions
What types of businesses do you finance?
We finance businesses across all industries including manufacturing, healthcare, technology, construction, retail, and logistics. Our clients range from SMEs to larger corporations, typically with a minimum trading history of 12 months.
How quickly can I get approved?
Our AI-powered platform can deliver decisions in as little as 4 hours for straightforward applications. More complex transactions may require additional review but are typically completed within 24-48 hours.
What are your interest rates?
Interest rates vary based on the type of financing, term length, and your business's credit profile. Our rates are competitive with the market, and we offer both fixed and variable rate options. Contact us for a personalised quote.
Do I need collateral?
It depends on the financing product. Equipment and asset financing use the financed assets as security. Working capital and invoice financing may be unsecured or secured against receivables. We'll discuss the best options for your situation.
Application Process
What documents do I need to apply?
Typically we require: 2 years of financial statements, 6 months of bank statements, company registration documents, and ID for directors. For equipment financing, you'll also need a quote or invoice for the asset.
How do I apply?
You can apply online through our website, call us directly, or email your inquiry. Our online application takes about 10 minutes to complete. A relationship manager will be assigned to guide you through the process.
Is there an application fee?
No, there is no fee to apply or receive a quote. We only charge fees when you proceed with financing, and all fees are clearly disclosed upfront before you commit.
Product Questions
Can I finance used equipment?
Yes, we finance both new and used equipment. For used equipment, we typically require a valuation or inspection depending on the age and value of the asset.
What percentage of invoice value can I receive?
We typically advance up to 95% of eligible invoice value, with the remaining balance (minus fees) paid when your customer settles the invoice.
Can I repay early without penalties?
Early repayment terms vary by product. Many of our financing options allow early repayment with reduced interest costs. Your agreement will clearly state any early repayment conditions.
Still Have Questions?
Our team is ready to help you find the answers you need.